Introduction Knight Brake and Clutch (referred to as “we”, “us”, or “our”) is committed to protecting your privacy and ensuring the security of your personal information. This Credit Reporting Policy outlines how we collect, use, disclose, and manage your credit-related personal information in accordance with the Privacy Act 1988 (Cth) and the Privacy (Credit Reporting) Code 2014 (CR Code).

Collection of Credit Information

We may collect the following types of credit-related personal information: Identification information (e.g., name, address, date of birth, driver’s license number), Consumer credit liability information (e.g., details of credit accounts) Repayment history information Information requests made by credit providers Default information Payment information related to defaults Court proceedings information Personal insolvency information Publicly available information.

Use and Disclosure of Credit Information

We use and disclose your credit-related personal information for purposes including: Assessing credit applications, managing credit accounts, assisting you to avoid defaulting on your credit obligations, notifying other credit providers of a default by you, assessing your creditworthiness, and complying with legal and regulatory requirements.

Security of Credit

Information We take reasonable steps to protect your credit-related personal information from misuse, interference, loss, unauthorised access, modification, or disclosure. This includes implementing physical, electronic, and procedural safeguards.

Access and Correction

You have the right to access the credit-related personal information we hold about you and request corrections if you believe it is inaccurate, out-of-date, incomplete, irrelevant, or misleading. To make a request, please contact our Privacy Officer using the details provided below.

Complaints

If you have any concerns or complaints about how we handle your credit-related personal information, please contact our Privacy Officer. We will investigate your complaint and respond within a reasonable timeframe.

Contact Us For any questions, requests, or complaints regarding this Credit Reporting Policy, please contact our Privacy Officer at: Knight Brake and Clutch, 4 Hopetoun Pl, Welshpool.

Email: Accounts@knightbrakeandclutch.com.au

Telephone: +61 8 9353 4411